Vonage, partial redemption (but they still stink)

I still think that Vonage stinks. But I finally found someone who cared a little bit. I poked around their site and found this link about contacting the Vonage Board of Directors. The link (as of today - June 13, 2009) is http://www.vonage.com/corporate/corp_contact.php . You can fill out your grievance and send it in. I was still ticked off for being charged that one month and they refunded that charge. But they did not budge on the $40 disconnect fee. Will I still use them? No way. Why should I have to contact the board of directors in order to get a refund for something that a frontline customer service representative should be able to take care of? And why the heck should I have to pay a $40 disconnect fee? That's just lame. I'll just stick with my local phone company. At least the sound quality is decent. And at least there is the state public utility commission that stays on top of the phone companies. Vonage doesn't have that state oversite, so they can jack you over like no tomorrow.

Aging - The joys and surprises of becoming middle aged - Part I

Later this year I will turn 43 years old. The forties have not been the most pleasant of years. High blood pressure creeps in and you have doctors start prescribing blood pressure meds that have side effects. My first BP med was Lisinopril (sp), an ACE inhibitor. Lisinopril has a fun side effect - it gives you a tickle in your lungs. So you are constantly coughing because of that nice little tickle. The cough lasted a couple of months and I went back for something different.

The doc sent me back with Benecar HCT 20/12.5. The first number is the actual Benecar. The second number is the hydrochlorothyazide (hence the HCT), which in my opinion is a nasty drug. First, if you look at HCT, it has a list of side effects and interactions that makes the Federal Stimulus Bill of 2009 look like a postcard in comparison. You can't take any ibuprofen. You can't spend any time in sun. And the list goes on. When the doctor prescribed it, I protested. I didn't want a diuretic. I go to the bathroom probably 3,719 times a day as it is. I don't need a drug making me go 18,268 times a day. And as the son of a pharmacist, I knew that a diuretic meant that I had to take potassium, which the doctor did not prescribe. (Remember this little bit of information....)

A few more words on diuretics...... Think of a diuretic this way. Take a sponge. Get it wet. Then squeeze the sponge until it is bone dry. That is a diuretic. Or think of Moses. Think of him smiting a rock and having water pour out of it. That is a diuretic. Diuretics were used by Moses in the Bible to obtain water from rocks. Seriously. That's how powerful a diuretic is.

So the body needs salts and elements for it to work properly. Under normal circumstances, the body does a pretty darn good job at keeping all those various minerals at the right levels. One of those elements is potassium. Well, now enter the diuretic into the mix. Hydroclorothiazide (HCT for short), leaches off potassium. Benecar is supposed to be potassium sparing. Together they should even out so your potassium level stays "normal".

Well, one Sunday I wasn't feeling too good. So I stayed home from Church. My wife comes home and starts undressing out of her Church clothes and my heart starts beating irregularly. Yes, my wife is pretty, but I've never had heart problems because of her changing her clothes. We dial 911. Heart is still beating irregularly. I lay down. I remain conscious but scared beyond belief. "Where is that ambulance?" The ambulance arrives, but my heart rhythm goes back to normal before they show up. They draw blood. They hook me up to an IV and they take me in. After all the labs, what's the verdict? You guessed it. Low potassium. The "normal" potassium range is from 3 to 5, or 3.5 to about 5 point something. It depends on who you talk to. My blood potassium was a 2.9! OK, not good. Actually, really not good.

Now here's the kicker. I go into my doctor. The same doctor that prescribed the Benecar HCT. I tell him what's going on. He says to me (and this is a direct quote as near as I can remember it), "I don't know what to do for you...." Dude, doc, you nearly killed me with this crap and you don't know what to do for me? Hmmmm...... Maybe take me off the diuretic? He wanted me to come in for a treadmill test and he wanted me to wait several weeks and come in and see if my potassium levels go back to normal. Doc, if they are freaking low now, I'm sure they're going to be low in a few weeks. Are you just begging for a malpractice lawsuit from my future widow? Do you really want to be invited to my funeral?

So the next day I go looking for a new car. While I'm at the car dealership, I have another arrythmia episode and I spend some time in the ER. I'll have to blog about that fun experience. Long story short, I recovered before they got an EKG of my heart so I am back to square one. The potassium levels were up to near normal levels, but they weren't there. One interesting thing the ER doc said is that one of the drugs I was taking (generic Allegra for allergies) can cause cardio issues. So I immediately went off all my prescriptions except for my blood pressure. The first heart episode happened on a Sunday. The second espisode happened on a Friday.

The following Monday I went to a cardiologist. Guess what? He knew what to do. And that is to change my freaking BP meds so I don't have a third heart problem or something that will eventually kill me.

The new meds are Azor 5/20. The 5 is a calcium channel blocker. The second number is the main ingredient in Benecar. The calcium channel blocker has a nice side effect - it can cause swelling of your feet and thus water retention. And guess what? Yep, you've got it. I've got swelling of the feet. So what does the cardiologist want to do? He wants to put me back on the Benecar HCT (no freaking way, Jose) and give me potassium pills to compensate for the low potassium in my system. No, no, no, no, NO!!!!!!!!! Listen to me... That junk about killed me before. I don't want to die from this stuff before I turn 43. I'd like to live to be 83. I want to see my kids get married. I'd like to see grandkids. So let's not tempt fate again, OK?

The cool thing about all this is the 10% I get to pay. My federal tax return went to medical bills. I am grateful that I had the money to pay for the bills. But at the same time, I sure could have used that money to stimulate the economy. I guess I did. I helped a bunch of rich doctors and hospitals. Not really where I wanted my money to go to, but at least we're good. And I thank Divine Providence for taking care of me.

Vonage sucks - don't ever use them

Vonage sucks. Don't use them. If you do, I'm really sorry.

I've had Vonage for little over a year now. Things were good up until a few months ago, and then the voice over IP router thing they sold me started having issues. I used their online knowledgebase to see what they had and nothing helped. I took packet captures (yeah, I'm a geek, but that's my profession) and there were definately some problems going on with the hardware.

So instead of calling their technical support line, I just call my local CLEC (phone company) and setup a second phone line.

I called Vonage after the fact and they were going to charge me $70 to disconnect. That $70 is to recoup the $70 rebate they gave me on their phone router thing since I was canceling before 1 year. They said if I waited a month, I wouldn't have to pay $70. They also gave me a month's worth of free service, which I didn't use.

So I waited. And the month went by. And I didn't cancel. So they charged me for another month's worth of service. So I called. Want to cancel. No refund of monthly charge, which is $30. And they want to charge me $40 to cancel my service (that was a part of your terms of service - if you cancel less than two years after you started with us). So I'm screwed.

Well, I'm going to dispute the charges with the credit card company. I hope that I can do something there. Dang stinking Vonage. Customer no-service. I'll be glad to get rid of them once and for all.

Apollo 8

I meant to write this about a week or two ago, but I've been on vacation trying to stay as far away from my computers as humanly possible. So I'm now just getting around to doing this.

The week of Christmas 2008 marked the 40th anniversary of the Apollo 8 mission to the moon. Apollo 8 sent astronauts to orbit around the moon. You can read details of the mission from Wikipedia's entry on the even here.

I love the space program. Every time I read about Apollo and what those first space pioneers did, I get teary eyed. Just incredible that it was 40 years ago that we sent men to the moon. And they came back!

The auto industry bailout - Part 2

I've written before about the auto industry bailout. I'm disappointed that Congress failed to act. I hope that President Bush can do something soon.

So why am I concerned about the auto industry? Because it will put a lot of people out of jobs. It will ripple throughout the economy in ways that we can't and currently don't understand and comprehend. It has the potential to put auto parts suppliers out of business, which would mess up Toyota and Honda manufacturing operations. And if these companies liquidate, it means that foreign companies, such as Tata of India and Cherry of China, can come in and purchase GM and/or Chrysler's assets and start building cars in the US. And then that money will again go overseas. I have enough of a problem with jobs being sent overseas. Cars are like a national identity. If you loose your name plates to the foreigners, then what else will we loose? Imagine a Jeep Wrangler made by Tata or Cherry. The thought sends chills down my spine. Or the thought of our US forces using vehicles made by Hummer, which is owned by a foreign corporation.

Yes, the US auto industry has done this to themselves. Yes, they need to make some concessions. But at the same time, this is a delicate game of chicken. Who's going to blink? Who will call the other side's bluff? People, wake up!! Get off your butts and make some concessions. Working for less is better than not working at all. If there is no auto industry in Detriot, you're gonna be in a very bad way. Your house won't be worth anything. There won't be any auto jobs in the state. So it is better to hold on to something you already have than to give it up and be messed up for a longer period of time.

A part of me wants them to fail. But another part of me, the pragmatic, the "I own two Chevy vehicles and I want to get parts for them for the next 10 years" part of me wants them to succeed. I've waited a long time for an inexpensive, well built automobile to be made from Detroit. I want to buy one, but I don't have the nerve to do so yet. I'm still scarred from my youth and the crappy (and embarassing) vehicles I had to endure while in my youth.

Washington, help the auto industry. Auto industry and the UAW, the government ain't gonna help if you don't make some major concessions. Strike a deal while you have some support. The more time you waste, the worse off you'll be. So get it done. And get it done NOW! I want my spare parts, dang it!!

Gun sales, post election

Electing Barack Obama into the White House has been a boon for gun manufacturers. Why? Simple. The pro-gun citizens of the United States fear that another Clinton style gun ban will be put in place by President-elect Barack Obama and the Democratically controlled Congress. I've been to numerous local gun stores since the election. I have also searched the gun stores on the internet. Any assault style weapon is gone. Any high capacity magazines are gone too. Poof! Obama says that he won't pursue gun control. If he's smart, he'll keep to that promise. When President Clinton passed his gun ban, he lost House control in Congress at the very next election.

So the gun manufacturers can personally thank President-elect Barack Obama for the brisk weapons sales. They will be making record profits, until the gun laws get legislated and passed. Then they will be scrambling to make something that is legal.

Stay tuned. This should be an interesting topic to watch. Let's see if Obama will stay true to his word. Let's see if the Democrats can resist playing with fire.

The automakers want a handout/bailout

First the financial institutions want a bailout. Now the automobile manufacturers want a bailout. Hey, I'd like a bailout! Seriously folks, this is getting a bit ridiculous. Do I want the automobile manufacturers to survive? Actually I do. If we loose one automobile manufacturer, we might be able to survive. But what's going to happen if we loose two or even all three of the big three? It would not be a good thing for the US economy. Think about it.... How many of you have domestic automobiles made by one of the big three? Think about your car loan. How much longer do you have on your car loan? Now, you have this car loan. The manufacturer goes under and does NOT come back. They are gone. Out of business. Kaput. You have three, four, five, maybe six years left on your car loan. Six years more of car payments. What happens if your car needs repairs? Will you be able to get your vehicle repaired? Will there be parts for your vehicle? And if there are parts, will they be new or used/reconditioned? How much will those parts cost?

If one or more of the big three go under and never come back, if your vehicle needs to be repaired, you could be stuck. Stuck with a dead vehicle and car payments for xx number of years. To me, that doesn't sound like much fun.

I recently purchased an urban assault vehicle, otherwise known as a Chevy Suburban. It is three years old and I've got a car loan on that thing for a lot longer than I ever want it to be. I have a wife and six kids. So my options for vehicles are limited. I'm concerned about GM going under. If GM goes under, what am I going to do with this beast if something major goes out on it? When I go to trade it in, I won't get much on trade for it. If it dies, it will be like paying for a dead horse. I'm not real thrilled about paying on a dead horse.

So what happened with the US car manufacturers? Why are they in such dire straits? Here are the reasons that I can see that caused chaos in the US car market.

1. Domestic automobile manufacturers gave up on the small car market and let the imports (Toyota, Honda, Nissan, Mazda, Subaru, Kia, Hyundai, VW, etc.) own the segment. Instead, they decided to focus their fleet on large SUV type vehicles. Why? Because there is more margin in the larger vehicles. And the larger margin is there to pay for higher domestic costs.
2. The benefits paid to union employees at the big three are greater than the benefits paid to the imports. That increases manufacturing costs which makes it harder to build small vehicles and sell them at a profit.
3. Resale value. The big three are known to heavily discount their vehicles. That is due to the fact that they have more manufacturing capacity than they have ability to sell cars. This causes their vehicles to depreciate at a much faster rate than the import vehicles. We were able to purchase our Suburban for about half the cost of a NEW vehicle. We're talking about an SUV that is three years old. Now its worth half of what it was three years ago when it was sitting on a dealer's lot. Honda does not directly discount their vehicles. They do offer the dealers incentive cash, but they do not offer direct cash like other automobile manufacturers do. If you look at Honda's resale value, it is near the top for resale value.
   
4. Styling. Honda updates the styling on their vehicles, especially the Accord and Civic, every four years. Toyota updates their models every five years. GM updates their models whenever. I think some models don't get updated for up to nine or ten years. Folks, in car terms, that is an eternity. Besides, have any of you ever been to Detroit, Michigan? I've been there. Once. I drove past the Ford facilities in Dearborn. The buildings are like square blocks. The landscaping is bleak. The whole area has no style. Everything looks the same. Boring. Boring. Boring. The Detroit airport is run down and boring. With that kind of environment, no wonder American cars are boring. There just isn't any inspiration to be bold, new, and exciting. (NOTE: I do love the new Chevy 2010 Camaro. Great style and design. In fact, I have a photo of the concept Camaro as my background on my computer. If GM goes under, this new Camaro may never see the light of day.)
   
5. Quality. I've seen the TV commercials from Ford and GM that their vehicles are as reliable as Honda and Toyota. They may be right. But with crappy resale value, would I rather purchase a domestic or import? And initial quality may be the same, but how does the car hold up over time? Will I need repairs? Does the car squeak and rattle? Does the interior look cheap? I get into a Toyota or Honda and the styling is clean and crisp. I get into an American car and I'm not impressed. Too much holdover from an earlier period. I grew up with parents that purchased domestics for a long time. We had Ford LTDs. Chevy Chevettes. Plymouth Satellites. Buick Skylarks. Ford and Chevy trucks. All crap. These vehicles were prone to rust. The Chevette was absolute crap. I think it got like 13 MPG (it had a 3-speed automatic) and was a gutless wonder (0 - 50 in like 2 years). These domestic cars that I rode in when I was a kid was uninspiring. Crap quality - always in the shop. My parents finally woke up to the imports. They purchased a Toyota Corona. Then another Toyota (Corolla). And then another Toyota (Corolla). Then another Toyota (Tercel). And then another Toyota (Cressida). And then a Honda Accord. I got in on the action with the Tercel, Cressida, and the Accord. And I was hooked.
   

I think the quality issue has been a big issue for a long time. There is apathy towards bailing out the big three car manufacturers because people think that they brought this upon themselves. They made junk cars. They know they made junk cars. But they kept building them. And they made junk cars for a LONG time. People got sick of it and went elsewhere. So they lost the car market. The big three have woken up, but I still think they have issues with big labor. Issues that may end up killing the companies as a whole. I'd like to have a domestic automobile manufacturing. I think its good for the economy and for the country. I think we need a domestic automobile manufacturing for a military and domestic security perspective. That's why I think we should help them. But at the same time, these guys need to get lean and mean. And the unions will need to give some major concessions in order to help save the companies. And let's face it, if you're a union worker, wouldn't you rather take a pay cut than loose your job altogether? So bail them out. Give them some loans. But make these guys restructure so that they will be around for another 50 or 100 years. If that doesn't happen, then let them sink and die. If they die it will hurt the US. But from the ashes, something should show up. Someone could pick up one or more of these brands for pennies and from the ashes bring them back to life.

President-Elect Obama - Best Wishes and Good Luck!

As I predicted, Senator Obama is now President-Elect Obama. Congratulations Mr. Obama for a well run campaign. You will inherit a war in Iraq, huge budget deficits, a sharply sagging economy, and foreign countries that will test your mettle. Sir, you have a hard job ahead of you. And even though I did not vote for you, I do wish you the very best at such a daunting task. I hope that your friends and supporters on election night will still be your friends and supporters in four years. Please remember to govern from the center. It will be better for you and for the country if that happens. In reality, you only have two years to get what you really want to do, done. That's because your party will hold power in the Congress and the White House. Don't squander it like the Clintons. Don't upset the middle class who helped put you there. If you do, your Democratic buddies in the House will be gone. And then your plans for change won't occur.

Again, I wish you the very best. Please spend time on your knees asking for devine assistance. I will be on mine asking that you be blessed with wisdom, knowledge and courage to do what is right.

Today's Presidential Debate

I watched most of the debate between Senator Obama and Senator McCain. I believe that Senator McCain did better in this debate than he has in past debates. Will it be enough to get him into the White House? I don't know.

Senator Obama is a smooth talking man. He is very well spoken. He articulates his ideas well. However, I'm not a fan of the smooth talking politician from Illinois. I'm not a fan of Senator McCain either, but I think he's the lesser of the two evils. Its sad to think that I'm not so much voting FOR someone as I am voting against the other person.

I don't know how this is going to turn out. We'll find out in a few short weeks. And then we'll have four years to think about our decision. Regardless of your political ideals, you need to get out and vote. Make your voice heard. Don't waste your vote. Make it count!

Tom's predictions for the rest of 2008 and possibly beyond

Throwing caution to the wind, putting on Mr. Murphy's philosophical glasses, and adding in a bit of my cynical and pessimistic self, I make the following predictions:

1.) If the US Congress passes and President Bush signs any bill to bail out Wall Street, it will be so neutered that it will really amount to nothing. That isn't to say that the original bill that flamed out today on Capital Hill would have spared the country of a financial melt down. It just means that the flames are going to be a little bit bigger and we're all going to feel the heat from this fire. As stressful as my job is, I really like the paycheck that I bring home. It allows me to feed my family. It allows me to pay my mortgage. And it allows me to watch about 30 minutes of cable TV a day, if that. I'm afraid that the Wall Street melt down is going to reverberate on Main Street. And that we could be looking down the equivalent of a 16 inch barrel of the Battleship Missouri, pointed straight at our heads. Are we willing to pull the trigger? Today is sure looks like we are. We are going to cut off your heads so we can spite our bodies.

Am I mad that Wall Street has messed themselves so badly that it is affecting Main Street? Oh man, you better believe your last pair of pink underwear that I'm furious about this mess. I remember thinking to myself when I heard about sub-prime mortgages what the heck were banks thinking when they were loaning money to people who have bad credit histories. What is up with that? And when housing prices were soaring, I was thinking that my kids will never be able to purchase a house of their own. Then the housing bubble popped. And when the housing bubble popped, so did all the sub-prime mortgages. The house of cards started to collapse. And it continues to collapse. The problem is I don't know how big this house of cards really is. Is it done yet? I don't think so. I think its just getting started.

So as much as I absolutely, positively, and totally hate this bail out package for Wall Street, if something doesn't pass, we're going to be toasted. You. Me. And the rest of the country. I hope you have your year supply of food and money. Because if not, you're going to be toasted as well. And I'm not talking just a little brown here. I'm talking black charcoal toast. The kind that my Dad used to call, "Golden brown." The kind that my Mom would scrape the layer of charcoal off the toast so that you could gag down the rest of the toast. The kind that would set off all the smoke alarms in the house. The kind where you could smell the burnt toast for a week after it had been burned. That kind of burnt toast bad. I don't like eating charcoal.

2.) Senator Barack Obama is going to win the presidency on Tuesday, November 4, 2008. I am not a Senator Obama or Senator Biden supporter. Honestly, I'm not all that thrilled about the Senator McCain/Governor Palin ticket either. This presidential election is about the lesser of the two evils. And as much as I would like to see Senator John McCain win, I just don't think it is going to happen. I think there is too much negativism about Republicans and the Republican ticket. And I think the voters are going to take it out on the Republicans this election, and maybe some Democrats. But I just don't see Mr. McCain taking it.

3.) Government bailout - too little, too late. I think that when the emasculated bailout package fails to give the economy the credit bounce the President was looking for, and Main Street starts feeling the heat of the Wall Street melt down, you will then start to see Main Street clamoring, pleading, and begging for a Wall Street bailout package. The problem is that the economy will already be torpedoed, joblessness will be going up, and people will be gun shy about stimulating the economy courtesy of their pocketbook. At that point in time, why even bother to save the economy? Just let it sink and run its course. Let's wipe out any wealth in America. Let the US Government go bankrupt. Let's start over from scratch. The bankers went bankrupt. Might as well let the whole country go as well.


So, what will be the positives of not bailing out Wall Street? Here's Tom's top 10 list:

1.) The price of gasoline will drop. We'll probably end up with gas less than $2/gallon.
2.) Fat Americans will be forced to go on a diet and we'll end up getting into shape.
3.) Over-population in America won't be a problem any more.
4.) Americans will learn to be humble again.
5.) Americans will re-discover God in their lives.
6.) Americans will start to grow their own food.
7.) Americans will go back to hunting and finding their own food.

You know what, I really can't do a top 10 list. I'm sure the price of things will go down. But the economy can end up like the economy of a third-world country like Argentina with hyper-inflation. Or we could go through another depression with the likes of what our parents and grandparents went through in the early 1900s. (I think it will be harder on our generation than our parents and grandparents. Why? Because the majority of the country then were farmers. People were able to take care of the basics. Our economy is so specialized and we are so far removed from farming, that we won't be able to grow our food. All we know how to do is write blogs, spend time surfing on the computer, watching television or playing xBox that we won't be able to take care of ourselves.) Honestly, I don't like either scenario. But I believe that our anger for Wall Street will eventually come back to haunt us. Our economic hardships will humble us. The humility will hopefully bring God back into our country. Citizens will learn to fear God. However, if we fail to become humble, we're going to suffer for a while until we find that humility.

I love this country. I love the people of the USA. I love the freedoms that we all enjoy. I hope that we don't completely destroy our country with our little temper tantrum against Wall Street. We have very little to gain from the deal. But we have everything to loose.


In six months, let's see how these predictions went.